Kwa-OBD, sisoloko senza konke okusemandleni ethu ukukhusela umthwalo wakho, kodwa xa uthuthwa ukusuka ku-A ukuya ku-B, kwiimeko ezingaqhelekanga, umonakalo unokwenzeka, okanye ungalahleka. Uthutho ludla ngokwenziwa kumgama omde oneemeko ezahlukeneyo zejografi, kwaye umthwalo uphathwa amaxesha amaninzi endleleni. Izinto ezininzi zangaphandle ziyabandakanyeka emva kokuba umthwalo uthatyathwe, kwaye ke ngoko ilahleko okanye umonakalo kwiimpahla awunakuze uthintelwe ngokupheleleyo.
Kutheni ndifuna i-inshurensi yempahla?
Imithetho nemigaqo esebenzayo yakhiwe ngendlela yokuba wena njengomnini wemveliso unelungelo lokufumana imbuyekezo ephawulekayo kuphela ukuba iimpahla zakho ziyanyamalala okanye zonakele ngexesha lokuthuthwa. Kwaye kwezinye iimeko, umthwali akanaxanduva kwaphela.
Ngokwesiqhelo, imbuyekezo yakho ibalwa ngokusekwe kubunzima beempahla (kwimeko yokuthutha iilori okanye ukuthunyelwa ngenqwelo moya) okanye inani leempahla ezichazwe kwiBill of Lading (kwimeko yokuthutha elwandle). Nangona kunjalo, ubunzima abulingani nexabiso, kwaye ke ngoko bunokuba nefuthe elikhulu kwezoqoqosho kwishishini lakho ukuba impahla yakho yonakele okanye ilahleke.
Ngomshuwalense wemithwalo, uqinisekisiwe ukuba uya kuhlawula ixabiso le-invoyisi kwaye ulungisa ityala ngokukhawuleza nangokufanelekileyo xa kukho umonakalo okanye ilahleko yokuthutha. Ke ngoko, sisoloko sisicebisa ukuba ukhusele iimpahla zakho.
Ingakanani imali ye-inshorensi yempahla?
Sisoloko sisicebisa ukuba uthathe i-inshurensi yempahla, njengoko iziganeko ezingalindelekanga zinokuba yingxaki ebiza kakhulu ngokukhawuleza. Ngokufanayo, ixabiso kunye nobunzima beempahla nazo zidlala indima ebalulekileyo. Umzekelo, itshiphu yekhompyutha imele ixabiso eliphezulu, kodwa ilula njengentsiba, ngoko ke imbuyekezo yakho yemali xa kukho umonakalo okanye ilahleko ayizukulingana nexabiso lokwenyani lento.
Ixabisa malini i-inshurensi yempahla?
Uhlawula ipesenti yesixa-mali sipheleleyo somntu okhuselweyo. “Ixabiso eliQinisekisiweyo” lixabiso lempahla kunye neendleko zokuthumela kunye ne-10% yomvuzo kwiindleko ezongezelelweyo.
I-INSHORENSI YEMpahla YE-OBD
Khusela iimpahla zakho nge-inshurensi yemithwalo
Kwi-OBD, unokufumana i-inshurensi yempahla ukuze uphumle engqondweni. Ungakhetha ukuba siqinisekise zonke izinto ozithumelayo unyaka wonke, okanye ungakhetha ukuqinisekisa izinto ozithumelayo. Ngale ndlela, ixabiso lempahla yakho likhuselekile kwiingozi ezininzi, kwaye ufumana inkqubo yokuphatha amabango ekhawulezayo nelula, ukuba kwenzeka ingozi, kwaye akukho mfuneko yokwenza ibango nxamnye nomthwali.
Fumana i-inshurensi yakho yempahla namhlanje
Qhagamshelana nathi namhlanje uze usixelele ngesidingo sakho somshuwalense wempahla.